RBI Master Direction 2026 · Compliant
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Team & Access Governance
4 Active Sign-off ExecutivesAuthorized signatories with cryptographic approval keys for agent promotions and manual overrides.
| Executive Signatory | Governance Role | Approval Authority & Scope | Authentication | Status | Action |
|---|---|---|---|---|---|
Priya Sharmapriya.sharma@aonamibank.in | CROEnterprise Risk & Compliance | Dual Sign-off Authority · Risk Level 3 | Hardware Key (FIDO2) | ActiveJust now | |
Rajesh Menonrajesh.menon@aonamibank.in | CISOInfoSec & Cyber Defense | Root Policy Approver · Tier 1 Autonomy | Entra ID SSO · Biometric | Active14m ago | |
Anita Desaianita.desai@aonamibank.in | Ops LeadRetail Payment Operations | Dispute & Auto-Reversal Supervisor | Authenticator App · TOTP | Active1h ago | |
Vikram Patelvikram.patel@aonamibank.in | ComplianceStatutory Reporting & AML | RBI FPC & DPDP Compliance Auditor | Hardware Key (FIDO2) | Active3h ago |
Tenant & Cloud Isolation
Sovereign banking perimeter infrastructure
| Parameter | Provisioned Value | Compliance |
|---|---|---|
| Organisation | Aonami Bank Ltd. | Scheduled Bank |
| Tenant ID | tnnt_aonami_prod_01 | Isolated VPC |
| Primary Region | ap-south-1 (Mumbai) | 8ms SLA |
| Data Residency | India Sovereign Boundary | DPDP 2023 |
| SSO Provider | Microsoft Entra ID (OIDC) | SAML 2.0 |
Foundation Model & Guardrails
Private VPC inference runtime parameters
| Parameter | Configured Value | Policy Standard |
|---|---|---|
| LLM Provider | Anthropic Bedrock | Zero Retention |
| Temperature | 0.20 | Deterministic |
| Token Ceiling | 4,096 tokens | 200k Window |
| PII & DLP Redaction | Active · Aadhaar & PAN Masked | Enforced |
| Fallback Tier | Claude 3.5 Haiku | High Throughput |
Notification Dispatch & Alert Routing
Multi-channel webhook, SMS, and Slack routing triggers for autonomous agents.
| Trigger Event | Destination Channel | Severity Tier | Dispatch Status |
|---|---|---|---|
Sign-off pending in queueAlerts when an agent reaches human approval threshold | Slack #risk-signoffs + In-app badge | Critical | Active |
Agent policy breach flaggedInstant escalation when a simulated or live guardrail triggers | PagerDuty + SMS to CISO | Critical | Active |
Core connector degradedDispatched when Finacle, Razorpay, or Bureau p99 latency spikes | CloudWatch Webhook + OpsGenie | High | Active |
Model evaluation regressionTriggered if gold evaluation pass rate drops below 95% | Email digest + Slack #ai-evals | Standard | Active |
Manual human override loggedStatutory alert for any manual change to agent decision | SMS to CRO & Compliance Desk | High | Muted |
End-of-day statutory ledgerConsolidated PDF audit digest of all daily automated transactions | Secure Vault Upload + Email | Standard | Active |
Audit Trail & Statutory Compliance Ledger
Immutable cryptographically signed evidence records for regulatory examination.
| Compliance Dimension | Current Architecture Specification | Statutory Mandate | Verification |
|---|---|---|---|
| Trace Telemetry Sink | AWS CloudWatch + Splunk Enterprise SIEM | TLS 1.3 encrypted streaming logs | Verified |
| Log Retention Policy | 7 Years (2,555 days) Immutable WORM Storage | RBI Master Direction §4.2 Statutory Rule | Compliant |
| Sign-off Ledger | Append-Only Merkle DAG Chain (SHA-256) | Non-repudiation of executive approvals | Immutable |
| Export Data Package | Machine-Readable JSON-L + Signed PDF Reports | ISO/IEC 27001 & SOC 2 Type II | Ready |