Cheque bounce

Cheque Bounce Handler · Architecture

How it works

← Agent overview
Returns processed
326
today
Processing time
18 min
down from 4 hours
Re-presentations
142
queued via NACH
Legal notices
28
NI Act §138
End-to-end agent workflowFull orchestration pipeline
CTS return → Recovery / Legal

Real-time CTS bounce detection, return reason classification (financial/technical/other), LMS update with penal interest calculation, borrower notification, NACH re-presentation with cooling-off compliance, bounce counter tracking, and NI Act Section 138 legal notice triggers.

Workflow execution sequence
Node types & classificationsStartLLM Decision PointDecision GateEscalationOutcomeHuman-in-the-LoopProvision / Protocol