All agent desksID: RECON · STAGE 2: SHIP
Treasury & Settlement·Head, Treasury·6 Tools·5 Connectors
Payment Reconciliation
Three-way matching of UPI, NACH, NEFT/RTGS settlement files against CBS and bank statements. Auto-posts matched entries, classifies exceptions.
Operational ROI:99.4% auto-match rate
Live · Human Sign-offStage: SHIP
Daily VolumeToday
24,600
entries matched handledAudit Concurrence30 days
99.4%
Human-AI alignment rateCapacity Returned7 days
340h
Staff hours freed this weekSign-off QueueReal-time
0items
Queue clean · Zero SLA breachHow it works: Autonomous Execution Pipeline
6 nodes · 1 core banking connectors · 1 AI checkpointsTriggerSystem callAI Model stepDecision gateHuman sign-offResolvedEscalation
Autonomous DAG PipelineAudited Step-by-Step Pipeline Sequence
01
Settlement filesIngest & normalise
CBS
02
Ingest & normaliseThree-way match
AI Agent
03
Three-way matchMatch found?
04
Match found?Post to GL
Yes
05
Match found?Ops review
No
06
Ops reviewPost to GL
Tools & Deterministic Capabilities
Every tool is sandbox-isolated and bound by audit policies| Tool Function | Capability & Operational Mandate | Target Connector | Execution Policy |
|---|---|---|---|
| ingest_settlement() | Ingests UPI, NACH, and NEFT/RTGS settlement files from NPCI and switches | NNPCI UDIR | Auto-execute |
| normalise_format() | Normalises heterogeneous settlement formats to a canonical schema | SSwitch Logs | Auto-execute |
| three_way_match() | Three-way matches switch records vs CBS entries vs bank statements | FFinacle CBS | Auto-execute |
| post_to_gl() | Auto-posts matched entries to the ERP general ledger | FFinacle CBS | Sign-off Bound |
| classify_exception() | Classifies unmatched entries by exception type (amount, date, ref mismatch) | FFinacle CBS | Auto-execute |
| raise_reversal() | Raises a reversal request to the counterparty bank for erroneous entries | NNPCI UDIR | Sign-off Bound |
Connected Core Systems & APIs
Direct integrations providing live data and execution railsFCore banking (Finacle)
ConnectedCustomer, account, transaction and charge data. The system of record every agent reads.
RESTRead
NNPCI UPI / IMPS dispute (UDIR)
ConnectedTransaction status checks and online dispute resolution for UPI and IMPS.
NPCIRead
NANACH / UPI Autopay mandates
ConnectedMandate status and presentation results for EMIs.
NPCIRead
DWData warehouse
ConnectedHistorical aggregates for leakage scans and model evaluation.
SQLRead
Autonomy & Permission Boundaries
Read DataAccess customer records, historical balances, and KYC documents
AutonomousDraft DocumentsSynthesize STRs, sanction notes, customer replies, and audit memos
AutonomousPropose DecisionsFormulate reversal proposals, credit approvals, and settlement offers
AutonomousExecute on CoreMove funds, post GL entries, update CBS, and file statutory reports
Within limitsModel Evaluation & Gate Profile
Precision Score99.2%
Misses / False PositivesZero tolerance passed
Production Gate PolicyZero GL mispostings in 60 days
Multi-Dimensional Performance Benchmark
Pending Human Sign-offs
✓ All recommendations signed. Desk queue is fully cleared.