All agent desksID: AML · STAGE 2: SHIP
Financial Crime Compliance·MLRO office·7 Tools·7 Connectors
AML Investigator
Investigates transaction-monitoring and screening alerts, cites evidence, drafts STRs for FIU-IND.
Operational ROI:41 min → 4 min per alert
Live · Human Sign-offStage: SHIP
Daily VolumeToday
412
alerts handledAudit Concurrence30 days
96.1%
Human-AI alignment rateCapacity Returned7 days
231h
Staff hours freed this weekSign-off QueueReal-time
2items
Oldest due 38 minHow it works: Autonomous Execution Pipeline
8 nodes · 3 core banking connectors · 1 AI checkpointsTriggerSystem callAI Model stepDecision gateHuman sign-offResolvedEscalation
Autonomous DAG PipelineAudited Step-by-Step Pipeline Sequence
01
TM alert raisedFetch transactions
Finacle
02
Fetch transactionsScreen watchlists
Sanctions
03
Screen watchlistsInvestigate alert
AI Agent
04
Investigate alertSTR needed?
05
STR needed?Draft STR
YesFIU-IND
06
STR needed?Close / file
No
07
Draft STRMLRO sign-off
08
MLRO sign-offClose / file
Tools & Deterministic Capabilities
Every tool is sandbox-isolated and bound by audit policies| Tool Function | Capability & Operational Mandate | Target Connector | Execution Policy |
|---|---|---|---|
| get_alert() | Retrieves a transaction monitoring alert with full rule metadata and trigger details | ANICE Actimize | Auto-execute |
| get_customer_profile() | Pulls the customer's KYC profile, account history, and risk classification | FFinacle CBS | Auto-execute |
| get_transactions() | Fetches transaction history for a given account and date range | FFinacle CBS | Auto-execute |
| screen_watchlists() | Screens names and entities against UN, MHA, OFAC, and EU consolidated sanctions lists | SNUN/OFAC Sanctions | Auto-execute |
| search_adverse_media() | Searches PEP databases and adverse media sources for matching entities | WCRefinitiv World-Check | Auto-execute |
| get_documents() | Retrieves KYC documents, supporting files, and OCR-extracted text from the DMS | DDMS OCR Store | Auto-execute |
| draft_str() | Generates a Suspicious Transaction Report in FIU-IND XML format with evidence citations | FNFIU-IND FINnet 2.0 | Sign-off Bound |
Connected Core Systems & APIs
Direct integrations providing live data and execution railsFCore banking (Finacle)
ConnectedCustomer, account, transaction and charge data. The system of record every agent reads.
RESTRead
ATransaction monitoring (Actimize)
ConnectedAlerts, rule metadata and case disposition write-back.
RESTRead alerts
SNSanctions lists (UN, MHA, OFAC)
ConnectedConsolidated sanctions and designated-person lists for screening.
DailyRead
WCPEP & adverse media (World-Check)
ConnectedPEP, relatives and close associates, and adverse media profiles.
RESTRead
FNFIU-IND FINnet 2.0
PlannedSTR, CTR and CBWTR filing. The agent prepares XML; a person files.
PortalSubmit reports (human only)
DDocument store (DMS)
ConnectedKYC documents, deeds, invoices and bills of entry, with OCR text.
S3-compatibleRead
CKCKYC registry (CERSAI)
ConnectedCentral KYC search and download for onboarding and re-KYC.
CKYCRSearch
Autonomy & Permission Boundaries
Read DataAccess customer records, historical balances, and KYC documents
AutonomousDraft DocumentsSynthesize STRs, sanction notes, customer replies, and audit memos
AutonomousPropose DecisionsFormulate reversal proposals, credit approvals, and settlement offers
AutonomousExecute on CoreMove funds, post GL entries, update CBS, and file statutory reports
Not allowedModel Evaluation & Gate Profile
Precision Score93.4%
Misses / False PositivesZero tolerance passed
Production Gate PolicyZero misses on 212 known STRs